Calculate the future value of a single, one-time investment over a specific duration.
₹1,00,000
₹2,10,585
₹3,10,585
A Lumpsum calculator estimates the future value of a single, one-time investment left to grow through compound interest over a chosen period.
Unlike a SIP, the full amount is invested upfront, so it has the maximum possible time in the market to compound — but it's also fully exposed to market timing from day one.
Lumpsum works well when you have a large surplus available and markets are at a relatively low valuation, letting the whole amount compound from day one.
It can be, since the entire amount is exposed to market movement from the start rather than being spread across multiple entry points like a SIP.
Yes — many investors use both: a SIP for regular monthly investing, and Lumpsum for one-off amounts like a bonus or windfall.