Find out how large a retirement corpus you need, adjusted for inflation and how long it must last.
₹6,87,50,102
₹2,87,175
30 Yr
25 Yr
Your retirement corpus needs to cover expenses that are both higher than today (due to inflation) and required for potentially decades after you stop earning. This calculator projects your future monthly expenses at retirement, then works out the corpus needed to sustain them for your expected years in retirement.
It accounts for the fact that your corpus keeps earning returns even during retirement — so you don't need to save the full sum of all future expenses, just enough that returns and withdrawals balance out over your retirement years.
It explicitly accounts for inflation eroding your expenses' purchasing power and for your corpus continuing to earn returns throughout retirement, both of which a flat 'save X amount' target usually misses.
A more conservative rate than your pre-retirement portfolio is typical, since retirement portfolios usually shift toward safer, lower-return assets.
No — this calculates the corpus needed to fund 100% of your expenses. If you'll have pension or rental income, your actual required corpus would be lower.