Calculate how much of your HRA is tax-exempt based on your salary, rent, and city.
₹1,68,000
₹72,000
House Rent Allowance (HRA) is a salary component that's partly or fully tax-exempt if you pay rent, under the Old Tax Regime. The exempt amount is the least of three values: your actual HRA received, your rent paid minus 10% of basic salary, or 50%/40% of basic salary depending on whether you live in a metro or non-metro city.
This calculator applies that exact rule so you can see how much of your HRA is exempt and how much remains taxable.
Delhi, Mumbai, Kolkata, and Chennai are treated as metro cities for HRA exemption; all other cities use the non-metro 40% rate.
No — HRA exemption is only available under the Old Tax Regime. If you've opted for the New Regime, this exemption doesn't apply.
Yes, most employers require rent receipts (and a PAN for rent above a threshold) to process the HRA exemption in your payroll.